Mortgage Prequalification
- Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
- You might have an idea of the loan payment and mortgage you can afford. But will the bank feel the same? It's always best to pre-qualify for a mortgage so you know exactly how much you can borrow.
- In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- How much cash you will need for the down payment.
- The minimum down payment, and advantages of higher down payments.
- What the bank feels you can afford for a monthly payment.
- Richard will help you through the process of being pre-qualified. Richard does this on a weekly basis, so he knows what to do. No need to feel apprehensive.
- Prequalification Calculator
- Enter only numerical data and decimal points. Do not use dollar signs, percent signs, commas or other non-numerical symbols. For example, "ten thousand" should be entered as 10000 or 10000.00 but not 10,000 or 10,000.00 or $10,000.
- Enter the interest rate as the following examples show: 8, not .08 or 8%; 7.5, not .075 or 7.5%.
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Testimonial
We wanted to thank you for all your help in buying our new home and in selling our old one. Your professionalism and courtesy made everything pleasant and easy for us. We will recommend you to anyone we know.
- Richard and Judy
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